Updated for July 1, 2026 · CRA T4127, 123rd edition
Newfoundland and Labrador payroll calculator 2026
Federal and provincial income tax, CPP and EI for any paycheque in Newfoundland and Labrador. Results update as you type.
Take-home on $60k
$1,766.46
every two weeks
Basic personal amount
$13,094
Provincial, 2026
Provincial rates
8.7–21.8%
8 brackets
Top marginal rate
54.8%
federal + provincial, highest incomes
Payroll in Newfoundland and Labrador: what's different
Newfoundland and Labrador raised its basic personal amount in the middle of 2026, so payroll from July uses a prorated amount.
- Higher basic personal amount. It went from $11,188 to $13,094 for 2026. To make up for the first six months, payroll from July 1 uses a prorated $15,000.
- Eight brackets, from 8.7% up to 21.8% on income above $1,141,275, the most of any province.
Everything else is national: federal tax, CPP and EI work the same in every province outside Quebec.
| Taxable income | Rate |
|---|---|
| Up to $44,678 | 8.7% |
| $44,678 – $89,354 | 14.5% |
| $89,354 – $159,528 | 15.8% |
| $159,528 – $223,340 | 17.8% |
| $223,340 – $285,319 | 19.8% |
| $285,319 – $570,638 | 20.8% |
| $570,638 – $1,141,275 | 21.3% |
| Over $1,141,275 | 21.8% |
Example paycheques in Newfoundland and Labrador
| Salary | Gross | Federal | Provincial | Net pay |
|---|---|---|---|---|
| $40,000 | $1,538.46 | $103.51 | $74.20 | $1,252.14 |
| $50,000 | $1,923.08 | $153.28 | $115.98 | $1,516.06 |
| $60,000 | $2,307.69 | $205.32 | $168.99 | $1,766.46 |
| $75,000 | $2,884.62 | $317.73 | $248.90 | $2,107.34 |
| $100,000 | $3,846.15 | $512.88 | $391.75 | $2,657.99 |
| $125,000 | $4,807.69 | $722.30 | $542.16 | $3,186.81 |
First paycheque of the year, basic personal amounts only, no other deductions.
| Taxable income | Rate |
|---|---|
| Up to $58,523 | 14% |
| $58,523 – $117,045 | 20.5% |
| $117,045 – $181,440 | 26% |
| $181,440 – $258,482 | 29% |
| Over $258,482 | 33% |
The lowest federal rate is 14% for 2026 (it was 15% until mid-2025).
| Rate | Earnings | Max (employee) | |
|---|---|---|---|
| CPP | 5.95% | $3,500 – $74,600 | $4,230.45 |
| CPP2 | 4% | $74,600 – $85,000 | $416.00 |
| EI | 1.63% | up to $68,900 | $1,123.07 |
Employers match CPP and CPP2 dollar for dollar and pay 1.4 × the employee's EI premium (up to $1,572.30).
Questions
How much is taken off a $60,000 paycheque in Newfoundland and Labrador?
On a $60,000 salary paid biweekly, each $2,307.69 paycheque has $205.32 federal tax, $168.99 provincial tax, $129.30 CPP and $37.62 EI withheld, leaving $1,766.46 take-home pay (basic TD1 claims, first paycheque of the year).
Why is the Newfoundland and Labrador personal amount $15,000 on payroll?
The province raised its basic personal amount from $11,188 to $13,094 for 2026, but only announced it in April. To give employees the full increase for the year, payroll from July 1, 2026 uses a prorated $15,000 for the last six months.
What are the CPP and EI rates in Newfoundland and Labrador for 2026?
Newfoundland and Labrador uses the national CPP and EI rates. For 2026, employees pay 5.95% CPP on earnings between $3,500 and $74,600 (maximum $4,230.45), 4% CPP2 on earnings between $74,600 and $85,000 (maximum $416.00) and 1.63% EI on insurable earnings up to $68,900 (maximum $1,123.07). Outside Quebec.
Why does my paycheque get bigger near the end of the year?
Because CPP and EI have yearly maximums. On a $90,000 salary paid biweekly, EI reaches its maximum on pay 20 and CPP on pay 22 of 26. After that only CPP2 (4%) is withheld, so the net paycheque goes from $2,440.63 to $2,683.05 until January.
Is this Newfoundland and Labrador calculator accurate?
We implement the CRA's own payroll formulas (T4127, 123rd edition) and test them against the CRA's Payroll Deductions Online Calculator (PDOC): 214 of 214 test paycheques across 13 provinces and territories, three pay frequencies and five salaries match to the cent. For Quebec we use Revenu Québec's formulas (TP-1015.F-V) and also check Quebec tax, QPP and QPIP against its WebRAS calculator. The PDOC and WebRAS are still the official tools.