Updated for July 1, 2026 · CRA T4127, 123rd edition
Northwest Territories payroll calculator 2026
Federal and territorial income tax, CPP and EI for any paycheque in Northwest Territories. Results update as you type.
Take-home on $60k
$1,843.76
every two weeks
Basic personal amount
$18,198
Territorial, 2026
Territorial rates
5.9–14.05%
4 brackets
Top marginal rate
47.0%
federal + territorial, highest incomes
Payroll in Northwest Territories: what's different
The Northwest Territories have four territorial brackets and some of the lowest rates in Canada.
- Rates of 5.9%, 8.6%, 12.2% and 14.05% above $172,346.
- The basic personal amount is $18,198.
- Employees living in prescribed northern zones can claim a residency deduction on their TD1, which lowers the tax withheld.
Everything else is national: federal tax, CPP and EI work the same in every province outside Quebec.
| Taxable income | Rate |
|---|---|
| Up to $53,003 | 5.9% |
| $53,003 – $106,009 | 8.6% |
| $106,009 – $172,346 | 12.2% |
| Over $172,346 | 14.05% |
Example paycheques in Northwest Territories
| Salary | Gross | Federal | Provincial | Net pay |
|---|---|---|---|---|
| $40,000 | $1,538.46 | $103.51 | $43.07 | $1,283.27 |
| $50,000 | $1,923.08 | $153.28 | $64.04 | $1,568.00 |
| $60,000 | $2,307.69 | $205.32 | $91.69 | $1,843.76 |
| $75,000 | $2,884.62 | $317.73 | $138.84 | $2,217.40 |
| $100,000 | $3,846.15 | $512.88 | $220.71 | $2,829.03 |
| $125,000 | $4,807.69 | $722.30 | $327.20 | $3,401.77 |
First paycheque of the year, basic personal amounts only, no other deductions.
| Taxable income | Rate |
|---|---|
| Up to $58,523 | 14% |
| $58,523 – $117,045 | 20.5% |
| $117,045 – $181,440 | 26% |
| $181,440 – $258,482 | 29% |
| Over $258,482 | 33% |
The lowest federal rate is 14% for 2026 (it was 15% until mid-2025).
| Rate | Earnings | Max (employee) | |
|---|---|---|---|
| CPP | 5.95% | $3,500 – $74,600 | $4,230.45 |
| CPP2 | 4% | $74,600 – $85,000 | $416.00 |
| EI | 1.63% | up to $68,900 | $1,123.07 |
Employers match CPP and CPP2 dollar for dollar and pay 1.4 × the employee's EI premium (up to $1,572.30).
Questions
How much is taken off a $60,000 paycheque in Northwest Territories?
On a $60,000 salary paid biweekly, each $2,307.69 paycheque has $205.32 federal tax, $91.69 territorial tax, $129.30 CPP and $37.62 EI withheld, leaving $1,843.76 take-home pay (basic TD1 claims, first paycheque of the year).
What are the Northwest Territories tax rates for 2026?
The NWT taxes the first $53,003 at 5.9%, then 8.6% up to $106,009, 12.2% up to $172,346 and 14.05% above. The basic personal amount is $18,198.
What are the CPP and EI rates in Northwest Territories for 2026?
Northwest Territories uses the national CPP and EI rates. For 2026, employees pay 5.95% CPP on earnings between $3,500 and $74,600 (maximum $4,230.45), 4% CPP2 on earnings between $74,600 and $85,000 (maximum $416.00) and 1.63% EI on insurable earnings up to $68,900 (maximum $1,123.07). Outside Quebec.
Why does my paycheque get bigger near the end of the year?
Because CPP and EI have yearly maximums. On a $90,000 salary paid biweekly, EI reaches its maximum on pay 20 and CPP on pay 22 of 26. After that only CPP2 (4%) is withheld, so the net paycheque goes from $2,584.39 to $2,829.08 until January.
Is this Northwest Territories calculator accurate?
We implement the CRA's own payroll formulas (T4127, 123rd edition) and test them against the CRA's Payroll Deductions Online Calculator (PDOC): 214 of 214 test paycheques across 13 provinces and territories, three pay frequencies and five salaries match to the cent. For Quebec we use Revenu Québec's formulas (TP-1015.F-V) and also check Quebec tax, QPP and QPIP against its WebRAS calculator. The PDOC and WebRAS are still the official tools.